Microdollar Forum

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Differences between transactions and disbursements?

Transactions are deals within your Microdollar accounts itselfs.

Disbursements are bookings implying a real banking account. That's why for disbursements, you'll get financial statements other than balance sheet including declared sales tax.

Description of Microdollar

Microdollar is a payment system for internet contents. The currency used by Microdollar is named Microdollar too. One microdollar compiles with a thousandth part of an euro (10 MD = 0.01 EUR). Especially in Microdollar, the system is not restricted for a special user group - everybody is able to offer some contents.
After registration, every user is directly abled to encrypt information and earn money with it.
Basic fees are not demanded. Merely if credits should be transferred, a pro-rata factorage will be discounted:

Amount of credit noteYour fee
ab 5 EUR20 %
ab 50 EUR17.5 %
ab 500 EUR15 %
ab 5000 EUR10 %

Which browsers assure full system compability? Which system requirements are needed?

The Microdollar System was successfull tested with all actual browsers like Internet Explorer, Netscape, Mozilla and Opera. Javascript and Cookies have to be enabled. If you are using a popup-blocker, you should disable it to avoid difficulties with popups generated by the Microdollar System itself.

As offerer: how can I test my offered contents?

Recall your contents using your account data. The decryption of own contents is always for free. If you want to resell some contents, it applies not: then you have to pay fees incurred by the foreign part of transaction.

Working with Microdollar

(1) The user pays an optional amount into the Microdollar provider's account. Upon receipt, the amount is booked to its own Microdollar account.
Logged in as user, a credit memo including VAT issued by TCU AG will be generated.

(2) The user exchanges his microdollars for information from other offerers registrated in the Microdollar system. The microdollars are booked to the offerer's account.

(3) When the offerer has saved enough microdollars, he is able to pay an optional amount of Microdollars into its account. The provider's factorage will be discounted. The pricing levels depends on the transferred amount: the more microdollars the user transfers the less factorage will be discounted.

(4) The offerer ( who's user too as the same time ) now may exchange his microdollars for information with other offerers or he will get an optional amount on his banking account. This transaction demands a factorage of 250 microdollars, discounted from amount.

Handling of payments within the Microdollar System

Microdollar is a prepaid-System. Users can replinish their accounts by credit transfer, Paypal, ready cash or by phone. Their assets can be used by other offerers.

Specific in Microdollar: there are no regular periodical fees. All fees are covered by payment of commissions. Moreover, every user can be offerer at the same time. This is to say: users can resell contents that they've bought by another offerer directly (by raising the price). Clinching the deal, the difference is booked to your account and the causer also earns money.

The offering of information is for free. As recently as you get cash receipts, a low factorage (compared to other providers) by payout become due. The pricing information can be found in our table of factorages.

When can I get a disbursement of my gainings?

The credits can be payed off as soon as your user account contains not less than 5000 microdollars ( 5 EUR ). In the user-login, it will be your decision if you wish a disbursement.

How can Microdollar be helpful for me?

With Microdollar you can make liable contents on your web page or contents which can send by email to pay costs. Thus you can create yourselves a lucrative additional income. The system is suitable both for companies and for private people.

Do I have weekly, monthly or annual costs - thus fixed costs (basic charges)?

No. The system exclusively finances itself over commissions. If there is no purchaser, there are also no costs arising for you.

I forgot my password. What can I do?

The system makes available a function "lost password" to you. If you will use this function your account will be locked and you will get new email with an unlock code, in order to activate the account again. After re-activation, you can choose a new password.

Conditions using Microdollar

The registration and acquirering of an account are free. You can become active as offerer and as user both.

Only if there are incoming finances, some fees become due by transferring on your Microdollar account. Here's a pricing overview :

Amount of credit noteYour fee
ab 5 EUR20 %
ab 50 EUR17.5 %
ab 500 EUR15 %
ab 5000 EUR10 %

A disbursement on your bank account costs 25 cent fees.

How works the dynamic coding function?

The dynamic coding function works similarly as the static. Instead of contents, which are to be coded, the offerer indicates a script on his server which supplies the information which can be sold.

If a user liked to buy your content and the payment were successful, the Microdollar server takes up contact to your server and calls the script specified above. In doing so, all variables those the Microdollar Script handed overbefore were passed on to the script.

The address of the server-script can be arbitrarily complicated. Thus none of your customers will guess the address.

How works the static coding function?

Using static coding, all information you decrypt will be stored in our database. After payment, a user has access to the information during a specified period. This period is defined by the offerer itself.

Why dynamic coding is helpful for me?

Dynamic coding is interesting for you, if you liked to sell dynamic outputs generated by a script, for example search results.
Finally, these contents are not based on static information, but can very depending upon retrieval query.

What is redistribution?

If you allow redistribution of a content, the buyers are able to resell this content.

The interesting thing is that you get the full original price any longer. The buyer is only able to pitch the existing price and earns the difference.

What is to be understood by static encoding?

Static coding means that contents, which change only rarely, may be coded. That can be for example stock exchange analyses, photo series or poems.

What is view period?

The view period of a content element defines how long a client is able to get the content after paying.

If a client accesses to a content once again during this period he does not have to pay anymore.

What is the right method of offering content?

The offerer assistant is the easiest way of serving payed content. Itīs the best method for beginners.

For static encoding you must have knowledge in HTML but itīs much faster than the assistant and you have more possibilities.

If you want to serve dynamic contents (CGI, PHP etc.) you have to use the dynamic encoding.